:root{--navy:#071427;--navy2:#0c2341;--gold:#d6a84a;--cream:#f6f2e8;--white:#fff;--ink:#182334;--muted:#667085;--line:#dce2e9;--danger:#c94d42;--amber:#d28a24;--green:#29876b}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Manrope,Arial,sans-serif;color:var(--ink);background:var(--cream);font-size:16px}.topbar{height:86px;padding:0 max(5vw,24px);display:flex;align-items:center;justify-content:space-between;background:var(--navy);color:white;border-bottom:1px solid #ffffff20}.brand{display:flex;align-items:center;gap:12px;color:inherit;text-decoration:none}.brand span:last-child{display:flex;flex-direction:column;letter-spacing:.16em;font-size:13px}.brand small{font-size:8px;letter-spacing:.34em;color:var(--gold);margin-top:3px}.monogram{display:grid;place-items:center;width:43px;height:43px;border:1px solid var(--gold);color:var(--gold);font-family:"Playfair Display",serif;font-weight:700}.secure{font-size:13px;color:#cbd5e1}.intro{background:linear-gradient(120deg,var(--navy) 0%,var(--navy2) 68%,#173b5b 100%);color:white;text-align:center;padding:68px 24px 105px;position:relative;overflow:hidden}.intro:after{content:"";position:absolute;width:420px;height:420px;border:1px solid #d6a84a33;border-radius:50%;right:-170px;top:-230px;box-shadow:0 0 0 55px #d6a84a0b,0 0 0 110px #d6a84a08}.eyebrow,.result-kicker{color:var(--gold);font-weight:800;letter-spacing:.2em;font-size:12px}.intro h1{font-family:"Playfair Display",serif;font-size:clamp(36px,5vw,64px);line-height:1.08;max-width:950px;margin:18px auto}.intro h1 em{color:var(--gold);font-style:normal}.intro>p{max-width:710px;margin:0 auto 30px;color:#d8e1eb;line-height:1.7}.category-strip{display:flex;justify-content:center;gap:10px;flex-wrap:wrap}.category-strip span{border:1px solid #ffffff35;border-radius:30px;padding:8px 14px;font-size:13px}.calculator{width:min(1180px,92%);margin:-55px auto 70px;display:grid;grid-template-columns:210px 1fr;position:relative;z-index:2;box-shadow:0 24px 70px #0714271c;border-radius:18px;overflow:hidden}.steps{background:var(--navy);color:#9cadc0;padding:34px 26px}.step{display:flex;align-items:center;gap:13px;padding:13px 0;border-bottom:1px solid #ffffff12;font-size:14px;transition:.2s}.step b{width:30px;height:30px;display:grid;place-items:center;border:1px solid #ffffff30;border-radius:50%;font-size:11px}.step.active{color:white}.step.active b,.step.done b{background:var(--gold);color:var(--navy);border-color:var(--gold)}.step.done{color:#e5d1a7}.form-card{background:white;min-height:650px;padding:42px 54px}.progress{height:4px;background:#edf0f3;margin-bottom:40px;border-radius:10px;overflow:hidden}.progress span{display:block;height:100%;width:14.28%;background:var(--gold);transition:.35s}fieldset{border:0;padding:0;margin:0}.panel{display:none;animation:fade .35s ease}.panel.active{display:block}@keyframes fade{from{opacity:0;transform:translateY(7px)}to{opacity:1;transform:none}}legend{font-family:"Playfair Display",serif;font-size:34px;font-weight:700;color:var(--navy);padding:0}.hint{color:var(--muted);margin:8px 0 28px;line-height:1.6}.panel>label{display:block;font-weight:700;font-size:14px;margin:18px 0}.panel input:not([type=radio]):not([type=checkbox]),select{display:block;width:100%;padding:15px 16px;border:1px solid var(--line);border-radius:9px;margin-top:8px;font:inherit;background:white;color:var(--ink);outline:none}.panel input:focus,select:focus{border-color:var(--gold);box-shadow:0 0 0 3px #d6a84a22}.question{padding:19px 0;border-top:1px solid #edf0f3}.question:first-of-type{border-top:0}.question>p{font-weight:700;margin:0 0 13px;line-height:1.45}.options{display:flex;flex-wrap:wrap;gap:9px}.options label{position:relative;border:1px solid var(--line);border-radius:8px;padding:11px 14px;cursor:pointer;font-size:14px;transition:.2s}.options label:has(input:checked){border-color:var(--gold);background:#fbf6e9;color:#765514}.options input{accent-color:var(--gold);margin-right:6px}.actions{display:flex;justify-content:space-between;gap:12px;margin-top:36px}.primary,.ghost{border:0;border-radius:8px;padding:14px 22px;font:700 14px Manrope;cursor:pointer}.primary{background:var(--gold);color:var(--navy);margin-left:auto}.primary:hover{background:#e4ba61}.ghost{background:#f2f4f6;color:var(--navy)}.error{color:var(--danger);font-size:14px;min-height:20px;text-align:right}.consent{font-weight:500!important;line-height:1.5;display:flex!important;gap:8px}.consent input{accent-color:var(--gold);width:18px;height:18px;flex:none}.result-head{display:flex;justify-content:space-between;align-items:center;gap:20px}.result h2{font-family:"Playfair Display",serif;font-size:35px;color:var(--navy);margin:7px 0}.score-ring{width:132px;height:132px;border-radius:50%;display:grid;place-content:center;text-align:center;background:conic-gradient(var(--gold) 0%,#e8edf1 0);position:relative}.score-ring:before{content:"";position:absolute;inset:11px;background:white;border-radius:50%}.score-ring strong,.score-ring small{position:relative;z-index:1}.score-ring strong{font-size:29px;color:var(--navy)}.score-ring small{font-size:9px;font-weight:800;letter-spacing:.12em;color:var(--muted)}.risk-label{display:inline-block;border-radius:30px;padding:7px 13px;background:#fff0d8;color:#975c08;font-weight:800;font-size:13px}.result>p{color:var(--muted);line-height:1.65}.bars{margin:25px 0}.bar-row{display:grid;grid-template-columns:145px 1fr 44px;align-items:center;gap:12px;margin:14px 0;font-size:14px;font-weight:700}.bar-track{height:9px;background:#edf0f3;border-radius:20px;overflow:hidden}.bar-fill{height:100%;border-radius:20px;background:var(--gold)}.priorities{background:#f7f8fa;border-left:4px solid var(--gold);padding:20px 24px;margin:25px 0}.priorities h3{margin:0;color:var(--navy);font-family:"Playfair Display",serif}.priorities ol{padding-left:22px;margin-bottom:0}.priorities li{margin:9px 0;line-height:1.5}.disclaimer{font-size:12px;color:var(--muted);line-height:1.5}.result-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.link-button{text-decoration:none;margin-left:0;display:inline-block}footer{background:var(--navy);color:#aebac8;display:grid;grid-template-columns:1fr auto auto;align-items:center;gap:30px;padding:36px max(5vw,24px);font-size:12px}footer .brand{color:white}@media(max-width:800px){.secure{display:none}.intro{padding:48px 20px 90px}.intro h1{font-size:39px}.calculator{grid-template-columns:1fr;width:94%;margin-top:-45px}.steps{display:flex;padding:15px;overflow:auto}.step{min-width:42px;border:0;padding:4px}.step span{display:none}.form-card{padding:30px 22px;min-height:620px}legend{font-size:29px}.options{display:grid}.options label{width:100%}.result-head{align-items:flex-start}.score-ring{width:110px;height:110px;flex:none}.bar-row{grid-template-columns:108px 1fr 40px;font-size:12px}footer{grid-template-columns:1fr;text-align:center;justify-items:center;gap:12px}}@media(max-width:440px){.topbar{height:76px}.intro h1{font-size:34px}.intro>p{font-size:15px}.form-card{padding:27px 17px}.result-head{display:block}.score-ring{margin:18px 0}.actions button{padding:13px 17px}}